Legal Disclaimer

By accessing this website, I acknowledge that:

1. None of the information contained in this website constitutes offers to sell any product; but shows you the services that our company has to offer;

2. All products are not available in all areas and are subject to applicable regulation and various company policies;

3. The information contained in this website is inherently limited in nature, subject to change without notice, and does not contain all the applicable terms, conditions, limitations, or exclusions of the products and services referenced;

4. Any accident, health, or life related policy excludes occupational claims unless otherwise specified;

5. Any reference to any law or company policy other than that of our own company policy is only a summary or portion of it and not implied to suggest that it is complete;

6. All business will be promoted and written in Texas only unless otherwise specified.